High-value & listed home insurance
- Recurring
The short answer
Specialist cover for valuable or listed homes
- Price from
- £800.00
- Time on site
- 20 to 40 minutes (detailed consultation)
What you get
You get a tailored, high-net-worth home insurance policy that includes specialist cover for valuable contents, art, and the unique rebuild costs of listed or high-value properties.
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When do you need a High-value & listed home insurance?
This cover is essential when your property has a high rebuild value, contains valuable art, antiques, or jewellery, or is a listed building with specific repair requirements. Standard insurance policies often have insufficient limits or exclusions for such properties.
What happens on the day
This is a detailed insurance consultation, usually conducted remotely. You'll discuss your property's specific features, contents, and lifestyle needs with a specialist broker to craft a bespoke insurance solution.
How to prepare
- Accurate rebuild cost assessment for your property
- Detailed inventory and valuation of high-value contents (e.g., jewellery, art)
- Details of property security systems (alarms, CCTV, secure gates)
- Information on any listed building status and historical features
- Past claims history and desired excess levels
How to improve your result
- Get professional valuations for all high-value items regularly.
- Maintain excellent security measures at your property.
- Keep detailed records and photographs of your valuable possessions.
- Understand the specific requirements for listed building repairs and renovations.
Why it is useful day to day
This insurance provides comprehensive protection for significant assets, ensuring that in the event of damage or loss, you have adequate funds for specialist repairs or replacement. It offers peace of mind knowing your valuable home and possessions are fully covered.
Why we ask these questions
We ask about the property's rebuild value, security measures, and the nature and value of your contents, including fine art or collections. For listed homes, we need details on their grade and any special construction materials, to ensure accurate valuation and specialist repair cover.
Frequently asked questions
Often needed alongside
- Recurring
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Commercial property insurance
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Block & leasehold insurance
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Rent guarantee insurance
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HMO insurance
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Holiday & short-let insurance
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