Home emergency cover
- Recurring
The short answer
Call-out cover for plumbing, heating, electrics
- Price from
- £60.00
- Time on site
- 15 to 30 minutes
What you get
You get peace of mind knowing you can quickly resolve common home emergencies without high unexpected costs.
See your price and free times
Enter your postcode to see the cheapest price for Home emergency cover near you and the next available times.
When do you need a Home emergency cover?
Consider home emergency cover if you want protection against common household breakdowns. It's particularly useful for homeowners who want to avoid large, unexpected repair bills and the hassle of finding emergency tradespeople.
What happens on the day
There is no physical 'on the day' visit from an insurer. You will have a phone consultation to discuss your needs and get quotes.
How to prepare
- Know your property's age and type (e.g., detached, flat).
- Understand your heating system (e.g., combi boiler, conventional).
- Note any previous major emergency repairs you've had.
- Consider what types of emergencies you want cover for.
How to improve your result
- Regularly service your boiler to prevent breakdowns.
- Lag exposed pipes in lofts to prevent freezing.
- Know where your stopcock and fuse box are located.
- Check your current home insurance to see if it already includes any emergency cover.
Why it is useful day to day
Protects your budget from unexpected repair costs and provides immediate assistance during stressful home emergencies.
Why we ask these questions
We ask about your property type, age, and heating system to understand the potential risks and tailor the best cover for your home. This helps us find policies that match your specific requirements and offer competitive prices.
Frequently asked questions
Often needed alongside
- Recurring
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Buildings cover for owner-occupiers
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Boiler & appliance cover
Breakdown cover for boiler and appliances
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Contents insurance
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Mortgage protection & life cover
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Commercial property insurance
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Block & leasehold insurance
Buildings cover for blocks of flats
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Rent guarantee insurance
Covers lost rent if tenants don't pay