Property owners' liability in Holborn

You should set up this cover as soon as you own a building or land. It is vital for several reasons.

• When you become a landlord or freeholder.
• Before you let tenants move in.
• When your mortgage lender makes it a condition.
• If your property has shared gardens or hallways.
• During building works or major renovations.
• If the public walks past your building.

Finding a policy is usually very quick and can be done online. You will need to share a few details about your property.

• Give the address and age of the building.
• Tell them who lives there or uses it.
• Explain if the property has ever flooded.
• State how much it would cost to rebuild.
• Choose your level of cover and pay.
• Save your policy documents in a safe place.

This insurance gives you total peace of mind every single day. You will not have to worry about accidents causing financial ruin.

• It protects your personal bank account.
• It covers trips on loose carpets or tiles.
• It pays for professional legal defense teams.
• It satisfies your bank and mortgage rules.
• It keeps your property business running smoothly.

Insurers need to know how much risk your building carries for visitors. They look at who is inside and what state the property is in.

• How many people use the common areas?
• Are the stairs and floors kept safe?
• Is the roof in good repair?
• Who is responsible for fixing broken items?
• Does the policy include legal fee help?