Unoccupied property insurance in Daventry
- Recurring
The short answer
Empty homes, probate and between-tenancy cover
- Price from
- £200.00
- Time on site
- 15 to 30 minutes for a quote
What you get
You get a specialised insurance policy designed to protect a vacant property from a broader range of risks than standard home insurance allows, covering the building and often limited contents.
Need Unoccupied property insurance in Daventry, West Northamptonshire? Tell us about the job once and verified local professionals who cover Daventry send anonymous quotes. Compare price, rating and earliest slot, then choose. Company details are shared only after you book.
When do you need a Unoccupied property insurance?
You should get this cover if your property will be empty for more than 30 days.
- When waiting for new tenants to move in.
- While a property is going through probate.
- During big building works or renovations.
- If you move before your old home sells.
- When you go on a very long holiday.
What happens on the day
Your professional will ask for specific details to set up your policy correctly.
- Explain why the home is currently empty.
- Provide details on door and window locks.
- Confirm how you will manage the heating.
- State how often you will visit.
- Share your plans for the property's future.
As a guide, prices often range from £200 to £1,000 depending on the risks.
How to prepare
- Check your current policy expiry date
- Install high quality locks on doors
- Secure all windows and outbuildings
- Set the heating to a minimum
- Turn off the main water supply
- Remove all post and junk mail
- Clear any valuable items from view
- Find someone to do regular visits
How to improve your result
- Install a smart security camera system
- Use timer plugs for evening lights
- Keep the garden tidy and neat
- Ask a neighbour to park outside
- Seal up the letterbox if possible
- Drain the water system in winter
Why it is useful day to day
This insurance gives you peace of mind that your investment is safe.
- It covers the cost of squatter removal.
- It pays for repairs from burst pipes.
- It helps if vandals target the building.
- It keeps you legal during property sales.
- It protects your wealth and assets.
Why we ask these questions
Insurers need to know how you will keep the property safe while it is vacant.
- They check if the home looks lived in.
- They ask about security alarms and locks.
- They need to know about fire risks.
- They look at the local crime rate.
- They ask about water and heating systems.
Frequently asked questions
Often needed alongside
Probate
Grant of probate and estate administration
- Recurring
Landlord insurance
Buildings, contents and liability for let property
- Fixed price
Valuation
Market, probate or lending valuation
- Recurring
Home (buildings) insurance
Buildings cover for owner-occupiers
- Recurring
Contents insurance
Cover for belongings
- Fixed price
- Recurring
Key holding & void checks
Empty property inspections
- Recurring
Commercial property insurance
Offices, shops, industrial units
House clearance
Probate, void and full clearances