Auction finance
The short answer
Fast funding to complete within auction deadlines
- Price from
- On quote
- Time on site
- 1 to 2 hours
What you get
You get a consultation with a specialist broker who will help you find the best auction finance solution for your needs.
See your price and free times
Enter your postcode to see the cheapest price for Auction finance near you and the next available times.
When do you need an Auction finance?
You need auction finance when you plan to buy a property at auction and require quick access to funds. It is essential to arrange this before you bid, or at least have a clear plan in place, to ensure you can complete the purchase on time.
What happens on the day
A specialist broker will discuss your property goals, financial situation, and the specific auction property you are interested in. They will explain the different finance options available and guide you through the application process.
How to prepare
- Proof of identity and address
- Details of the property you intend to bid on (if known)
- Proof of deposit funds
- An estimate of the property's value
- Your financial history and credit report
How to improve your result
- Have your deposit funds readily available.
- Understand the auction's completion deadline.
- Get pre-approval or an 'agreement in principle' before bidding.
- Be clear about your exit strategy for the property.
Why it is useful day to day
Auction finance allows you to seize property investment opportunities quickly, especially for properties that might be below market value. It provides the financial flexibility needed to act fast in a competitive auction environment.
Why we ask these questions
We ask about your property and financial details to understand your specific needs for auction finance. This includes the property's value, your deposit, and your financial history, so we can match you with the most suitable lending products.
Frequently asked questions
Often needed alongside
Let-to-buy mortgage
Let your home and buy another
Bridging finance
Short-term loans for purchases and chains
Buy-to-let mortgage
Mortgages for rental property
HMO & multi-unit mortgage
Lending for HMOs and multi-unit blocks
Limited company buy-to-let
SPV mortgages for company landlords
Refurbishment finance
Light and heavy refurbishment loans
Second charge loan
Secured borrowing without remortgaging
Commercial mortgage
Mortgages for commercial and mixed use