Refurbishment finance
The short answer
Light and heavy refurbishment loans
- Price from
- On quote
- Time on site
- 1 to 2 hours
What you get
Expert advice on tailored refurbishment finance solutions, helping you secure the necessary funds for your property development project whether it's light or heavy refurbishment.
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Enter your postcode to see the cheapest price for Refurbishment finance near you and the next available times.
When do you need a Refurbishment finance?
You need refurbishment finance when you are purchasing a property that requires significant work before it can be sold or rented out. It is ideal for property developers or investors undertaking 'fix and flip' projects, or those converting properties for rental income.
How to prepare
- Have a clear project plan outlining the scope of works and estimated costs.
- Provide details of the property you intend to purchase or already own.
- Prepare an estimated 'after repair value' (ARV) for the property.
- Gather information on your experience with property development.
- Bring personal financial details for affordability assessments.
How to improve your result
- Develop a detailed project plan with realistic timelines and budgets.
- Obtain quotes from multiple contractors to ensure competitive pricing.
- Have a clear exit strategy (sale or refinance) in mind before applying.
- Build a strong track record in property renovation to impress lenders.
Why it is useful day to day
Enables you to undertake profitable property renovation projects, adding significant value to properties quickly.
Why we ask these questions
We ask about your property, renovation plans, and financial details to understand the project's complexity, estimated costs, and potential uplift in value. This helps us match you with lenders who specialise in refurbishment projects and assess your ability to repay the loan.
Frequently asked questions
Often needed alongside
Let-to-buy mortgage
Let your home and buy another
Cost plan & quantity surveying
Estimates, tenders, valuations
Auction finance
Fast funding to complete within auction deadlines
Project manager
Run the build for you
Bridging finance
Short-term loans for purchases and chains
Remortgage & product switch advice
Compare deals when a fixed rate ends
Buy-to-let mortgage
Mortgages for rental property
Renovation & contract works insurance
Cover during building works and self-build