New-build structural warranty in Pinner
- Legal requirement
The short answer
10-year structural warranty for new homes
- Price from
- £1,200.00
- Time on site
- 15 to 30 minutes
What you get
You receive a certificate of structural warranty that covers the cost of repairing structural defects for up to 10 years.
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When do you need a New-build structural warranty?
You must set up this cover before you start building your new home. Law and mortgage lenders usually require this protection for all new builds or big conversions.
- Start the process before construction begins.
- Get cover for any new home build.
- Use it for major barn conversions.
- Secure it to satisfy your bank.
- Protect your money for 10 years.
- As a guide, expect 0.5% to 1% of build costs.
What happens on the day
A surveyor will visit your building site several times to check the work is safe. They look at the house as it grows to ensure it meets high standards.
- Inspecting the foundations at the start.
- Checking walls at the damp course.
- Viewing the roof once it is on.
- Doing a final check at the end.
- Issuing a completion certificate for your solicitor.
- Confirming the builder followed the approved plans.
How to prepare
- Hire a qualified architect for plans
- Contact a warranty provider early
- Check your builder has good references
- Keep copies of all site surveys
- Share site access with the inspector
- Inform your mortgage lender of cover
- Read the small print on exclusions
- Save the final certificate safely
How to improve your result
- Choose a highly rated warranty provider
- Keep the site tidy for inspectors
- Ask for regular builder update reports
- Fix minor snags in year one
- Store all building certificates together
- Check your policy includes insolvency cover
Why it is useful day to day
Having a warranty makes your home much easier to sell in the future. It proves to buyers and banks that the house was built to last.
- Makes your home easier to sell.
- Supports your mortgage application process.
- Provides a safety net if builders vanish.
- Saves you thousands on structural repairs.
- Increases trust for future property buyers.
- Lasts through the first decade of ownership.
Why we ask these questions
This warranty protects you from expensive repairs if the building is not put together correctly. It gives you peace of mind that the structure is solid.
- Covers faults in the house design.
- Fixes mistakes made by the builder.
- Replaces poor quality building materials.
- Helps if foundations start to fail.
- Solves problems with load bearing walls.
- Handles major leaks through the roof.
Frequently asked questions
Often needed alongside
Development finance
Funding for new builds and conversions
- Recurring
Landlord insurance
Buildings, contents and liability for let property
- Recurring
Home (buildings) insurance
Buildings cover for owner-occupiers
Bridging finance
Short-term loans for purchases and chains
Renovation & contract works insurance
Cover during building works and self-build
- Recurring
Contents insurance
Cover for belongings
- Recurring
Commercial property insurance
Offices, shops, industrial units
- Recurring
Block & leasehold insurance
Buildings cover for blocks of flats


