Renovation & contract works insurance
The short answer
Cover during building works and self-build
- Price from
- £300.00
- Time on site
- 20 to 45 minutes for a detailed quote
What you get
You get a specialised insurance policy tailored to protect your property and project from risks like fire, theft, and damage during construction or renovation works.
See your price and free times
Enter your postcode to see the cheapest price for Renovation & contract works insurance near you and the next available times.
When do you need a Renovation & contract works insurance?
This insurance is crucial before any renovation or construction work begins on your property. It's often required by lenders if you have a mortgage or by contractors before they start work.
What happens on the day
You'll provide the broker with detailed plans, project timelines, estimated costs, and information on the contractors involved. The broker will then use this information to secure quotes and explain policy options tailored to your specific project risks.
How to prepare
- Detailed plans and schedule of works
- Estimated project value and material costs
- Information about the contractors (qualifications, insurance)
- Start and end dates of the project
- Details of the existing property structure and value
How to improve your result
- Work with reputable, insured contractors.
- Secure the site well to prevent theft and unauthorised access.
- Regularly clear debris to reduce fire hazards.
- Communicate any significant changes to your project plan with your insurer.
Why it is useful day to day
Provides vital protection against unforeseen incidents during your build, which could otherwise halt your project, incur huge repair costs, or lead to significant legal claims, ensuring your investment is secure.
Why we ask these questions
We need to understand the scope of work, project value, materials used, project duration, and contractor details to accurately assess the unique risks involved in a renovation. This helps us ensure the cover is comprehensive and appropriate for your project.
Frequently asked questions
Often needed alongside
Cost plan & quantity surveying
Estimates, tenders, valuations
- Recurring
Landlord insurance
Buildings, contents and liability for let property
Development finance
Funding for new builds and conversions
- Recurring
Home (buildings) insurance
Buildings cover for owner-occupiers
Bridging finance
Short-term loans for purchases and chains
Project manager
Run the build for you
- Recurring
Contents insurance
Cover for belongings
Refurbishment finance
Light and heavy refurbishment loans